Consumer Information

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Information for Consumers

Your Financial Advisor

• Who’s Minding Your Money?
• An Advisor for all seasons
• Whose advice can you trust?

Life Insurance

• Why buy life insurance?
• What is the best policy for you?
• Is term insurance enough?

Other insurance needs

• Disability insurance a necessity
• Health insurance for travellers
• Plans to cover health, long term and critical illness

Retirement Planning

• Benefits of year-round RRSP contributions
• RRSP consumer tips
• RRSPs your key investments
• Make up missed RRSP contributions
• Retirement savings – How much is enough?
• CPP/QPP and OAS Government benefits

Estate Planning

• Settling an estate
• Choosing a beneficiary
• Preparing for your death

Savings and credit

• The joys of giving
• Start out with good habits
• How to save for a child
• How to afford your vacation

Investment strategies

• An investment primer
• Segregated Funds come with a guarantee
• Changes to Segregated Funds: What you need to know

Tax talk

• Income tax and life insurance products
• Taxing Canadian twosomes

Life’s transitions

• Financial considerations when remarrying
• Women need financial planning
• Inheritance more than just money
• Insure a stay at home parent
• Talk money before marriage
• The right time to buy a house

Small business needs

• Choosing an insurance advisor
• When the risk is yours alone
• Using life insurance in business succession