Learning Objective: Applying the broad concepts approach and integrated planning to help the client develop the most effective wealth preservation strategies

Required Reading Title: Corporate Buy Sell Agreements and the Stop Loss Rules Author: Published by the Institute for Advanced Financial Education Source: Extract from The CLU Taxation Course (pp. 1 – 37) 2010 Edition Permission: Copyright © 2010 The Institute for Advanced Financial Planning Title: Keeping the Family Business Author: Published by the Institute for Advanced Financial Education Source: Extract from Planning for Business Owners and Professionals (pp. 1 – 43) Permission: Copyright © 2011 The Institute for Advanced Financial Planning

Learning Objective: Understand the complexities for aging high net-worth clients in planning for wealth preservation particularly within the blended family environment.

Required Reading Title: Blended Families Author: Christine Van Cauwenberghe, B. Comm. (Hon), LL.B., CFP, TEP Source: Extract from Wealth Planning Strategies for Canadians 2011 Edition Chapter 8 (p. 186 – 201) Permission: Copyright © Thomson Reuters Canada Limited Title: Common-Law Couples Author: Christine Van Cauwenberghe, B. Comm. (Hon), LL.B., CFP, TEP Source: Extract from Wealth Planning Strategies for Canadians 2011 Edition Chapter 3 (p. 33 – 80) Permission: Copyright © Thomson Reuters Canada Limited Title: Family Property Author: Christine Van Cauwenberghe, B. Comm. (Hon), LL.B., CFP, TEP Source: Extract from Wealth Planning Strategies for Canadians 2011 Edition Chapter 17 (pp. 416 – 446) Permission: Copyright © Thomson Reuters Canada Limited Title: Complexity, Confusion and Fit Guaranteed Minimum Withdrawal Benefit plans Author: Peter Wouters, RFG, AIAA, ARP, TEP, FLMI, RHU, CFP, CLU, CH.F.C., ACS, ALHC, EPC, AFSI Director of Tax & Estate Planning and Risk Product Marketing for the Empire Life Insurance Company Source: Peter Wouters Permission: Reprinted with permission of Peter A. Wouters

Learning Objective: Identifying critical issues for maintaining the assets of older clients and addressing problems that may occur in respect of powers of attorney and the abilities and ethics of the attorney

Required Reading Title: Powers of Attorney Author: Published by the Institute for Advanced Financial Education Source: Extract from The CLU Law Course (pp. 1 – 7) 2010 Edition Permission: Copyright ©2011 The Institute for Advanced Financial Education

Learning Objective: Consider the use of powers of attorney for personal care, inter vivos trusts, wills and testamentary trusts in realizing the client’s objectives for wealth transfer

Required Reading Title: Estates and Wills Author: Published by the Institute for Advanced Financial Education Source: Extract from The CLU Law Course (pp. 1 – 29) 2010 Edition Permission: Copyright ©2011 The Institute for Advanced Financial Education Title: Inter Vivos and Testamentary Trusts Author: Published by the Institute for Advanced Financial Education Source: Extract from The CLU Law Course (pp. 1 – 22) 2010 Edition Permission: Copyright ©2011 The Institute for Advanced Financial Education

Learning Objective: Consider the best strategies for using corporate owned insurance to address wealth preservation and wealth transfer strategies in a small business environment

Required Reading Title: Lifetime Disposition of a Business Outside the Family Author: Published by the Institute for Advanced Financial Education Source: Extract from Planning for Business Owners and Professionals (pp. 89 – 99) Permission: Copyright ©2011 The Institute for Advanced Financial Education Title: Tax Valuation Rules for Corporate Owned Life Insurance and BuySell Agreements Author: Published by the Institute for Advanced Financial Education Source: Extract from The CLU Taxation Course (pp. 1 – 18) Permission: Copyright ©2011 The Institute for Advanced Financial Education