CHS - Course 303

This course will provide the student with an introduction to the fundamentals of disability income insurance and group benefits.

Course code
303C (computer-based test format)

Cost
Member: $395.00
Non-member: $595.00

Required texts
(not included in course fee):

Disability Insurance and Other Living Benefits by Jacqueline Figas
(stock #303DIOL) $59.95 (plus applicable taxes)

Among the topics covered are:

• The Nature of the DI Risk
• Disability Statistics
• Sources of Income During a Disability
• Determining Insurable Earnings
• Marketing and Distribution
• DI Policy Provisions
• Optional Benefits for DI Policies
• DI Plans and Options for Contract Workers
• DI Needs Analysis and Plan Design
• Pricing Individual Disability Income Insurance (IDII) Products in Canada
• DI Underwriting
• DI Claims
• Workplace Solutions
• DI Business Needs and Products
• Special Risk Products for Disability Insurance

CHS - Course 504

This course deals with critical illness and long-term care insurance including marketing, selling, product design and pricing, underwriting and claims. This course also considers marketing, selling, product design and pricing, underwriting and claims administration for a variety of group insurance products.

Course code
504C (computer-based test format)

Cost
Member: $395.00
Non-member: $595.00

Required texts
(not included in course fee):

Canadian Group Insurance Benefits by Ashim Khemani
(stock #060201) $69.95

The Aging Client and Long-Term Care by Jacqueline E. Figas
(stock #504ACLT) $59.95

The following topics are covered:

• Critical Illness Insurance
• Long-Term Care Insurance
• Types of Group
• Government Plans
• Group Disability
• Group Health Care
• Group Dental Care
• Flexible Coverage Programs
• Employee Assistance Programs
• Group Plan Administration and Claims Adjudication
• Group Product Pricing and Underwriting Methods
• Marketing and Distribution Channels for Group Insurance Products.

Elective Courses

Choose one of the following three elective-course options:

Contemporary Practices in Financial Planning – CFP 232
This course introduces students to basic income tax laws and moves into a more advanced understanding as it relates to areas of financial planning. A review of the professional and ethical responsibilities associated with the role of a financial planner and an understanding of the structures and services within the financial industry are reviewed. Different forms of business structure are explored in depth, along with an understanding of trusts.

Module 5: Taxation – Level I
Module 6: Taxation – Level II
Module 7: Professional Standards & Financial Industry
Module 8: Organizational Structures

Members: $450 + GST/HST
Non-members: $525 + GST/HST

Comprehensive Practices in Risk and Retirement Planning – CFP 233
This course is designed to provide students with a comprehensive understanding of the principles and applications related to the concepts of managing risk and retirement planning. This course covers products, issues, and practices in the area of insurance and retirement. Included is an understanding of the risk management process along with the retirement planning process moving through the wealth accumulation phase into retirement.

Module 9: Risk Management – Fundamentals, P&C, Other
Module 10: Risk Management – Life & Disability Insurance
Module 11: Registered Pension Plans
Module 12: Registered Retirement Savings Plans
Module 13: Retirement Income & Other Compensation
Module 14: Retirement Planning

Members: $450 + GST/HST
Non-members: $525 + GST/HST

Wealth Management and Estate Planning – CFP 234
Students will review the basics of economics and investing along with an understanding of investment products. Investment planning and key areas of personal financial management are explored. The course concludes with estate planning fundamentals, concepts, and applications.

Module 15: Economics & Investments - Fundamentals
Module 16: Investments - Products
Module 17: Investment Planning
Module 18: Financial Management
Module 19: Estate Planning

Members: $450 + GST/HST
Non-members: $525 + GST/HST