Long Term Care (LTC) Insurance
The Problem: Aging
People are living longer than they used to. Statistics suggest that approximately 225,000 Canadians turn age 65 each year.
The financial obligations of caring for an elderly person over the long term can wipe out an individual’s life savings, leave their spouse impoverished, and impose hardships on their children/family. The average stay in a long-term care facility is 2.8 years. Home care expenses have increased over 210% annually over the last 20 years. A private nursing home can cost between $3,000 and $6,000 per month. Even with government subsidies, ward coverage can cost over $1,000 per month. The occupancy rate in government certified facilities in Ontario is over 98%. In some areas, the wait for a government nursing home is six to nine months, or longer.
The Solution: Long Term Care Insurance
Sample LLQP Multiple Choice Exam Questions
You will find LLQP sample questions dealing with Long Term Care Insurance online. Take the LLQP sample question challenge all the way and try these multiple choice questions.
Education programs to guide you through your career
Advocis’ Education Resources department offers a complete range of education programs.
To see how our programs can help guide you as you move through your career, please see our Curriculum Map.
To learn more about our educational programs and resources, please click here .
Advocis is pleased to extend complimentary membership to all LLQP students entering the financial services industry for the first time. Membership does not happen automatically, and to make sure you are able to take advantage of this opportunity, please fill out the student membership application available here.
Upon successfully passing the Advocis LLQP examination, you will automatically be moved into our New Advisor Member Category, and your complimentary membership will then be extended for another year. The Membership dues for New Advisors in their second, third, or fourth year are only $250, a savings of more than $500 each year! For additional information on our New Advisor Member Category and our Membership requirements, please click here.
Additional Study Aids
 Preparatory Seminars and Practice Exams
LLQP Prep Seminars – A comprehensive four-day classroom-based seminar intended to prepare you for writing the certification and final licence exams.
Contact Foran Financial at: 416-947-1922 or 1-800-565-0374.
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AUGUST 2010
In This Issue
Resources
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